Everything you need for a Canadian mortgage in one place. Match with the right lender from 32 lenders plus alternative and private options, see today's rates, and work out your closing costs, budget, renewal and penalties. Free, with no sales calls.
Lowest advertised rates for good-credit borrowers. ✓ lender site means we checked the rate on the lender's own website. Other rates come from rate-comparison sites (NerdWallet, WOWA) and may lag the lender by a day or two. est marks a figure we estimated. Tap a column to sort.
MortgageScope is a free Canadian mortgage toolkit. It matches you with lenders based on what a mortgage will actually cost you, and helps you work out affordability, closing costs, renewals, penalties and more. There are no sign-ups and no sales calls.
Lenders are ranked only by the estimated cost to you, using the rates we gather and the rules lenders must follow. No lender pays to be listed or to rank higher.
Lender rates are refreshed nightly from lenders' own websites where they publish them, and otherwise from rate-comparison sites; each lender shows its source. Taxes, rebates and rules come from federal, provincial and municipal government sources and CMHC. Rates change daily and depend on your full application, so confirm everything with the lender or a licensed mortgage professional before you sign.
MortgageScope may recommend or refer you to service providers, including appraisal firms, that are affiliated with MortgageScope's owners. Affiliated providers may be listed first in the areas they serve. Other firms in our appraiser directory are independent and are listed by their public ratings. You're always free to use any provider you choose, and your lender may require its own appraiser.
MortgageScope provides general information and estimates. It isn't financial, legal or tax advice, and it isn't a mortgage approval or a mortgage brokerage. For advice on your situation, speak with a licensed mortgage agent or broker, a lawyer or an accountant.
The numbers you type into MortgageScope stay in your browser and aren't sent to us. The document checklist remembers your ticks on your own device only.